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Opportunity International Inc

Chicago, IL · United States EIN 540907624 (IRS) International
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77 / 100
Integrity score
Strong transparency

About

Microfinance loans, training, and support empower 16.7 million people working their way out of global poverty. Learn what we do – and how you can help.

Mission

Opportunity international, inc., (opportunity), is a tax exempt, publicly supported (see sch o) faith-based corporation. By providing financial solutions, support and training, we equip people living in poverty to build sustainable incomes, educate their children and escape generational poverty, in the process transforming their lives, their children's futures, and their communities. Opportunity's programs are financed through charitable donations, earned income from its banking operations and focused on deploying local funds and financial services provided by partner banks and other financial institutions to its clients. During 2024, opportunity and its partners served 21.2 million clients. 93% of microenterprise loan clients are women. Education finance programs reached 3.4 million children in 19,556 schools with over $260 million of loans disbursed. Agriculture finance programs reached over 580,000 smallholder farmers, with over $100 million of loans disbursed.

Focus & reach

Category
NTEE code Q320

Verification & registration

Every mark links to the official registry entry and opens in a new tab.

Look up EIN 540907624 on the IRS Tax Exempt Organization Search.
IRS
Exempt Organizations · EIN 540907624
Registered
501(c)(c3)
Federal tax-exempt subsection
Since 1973
IRS Publication 78: organizations eligible to receive tax-deductible charitable contributions. Re-checked weekly. Tax-deductible
IRS Publication 78 listing
Listed (Pub 78)

Integrity assessment

A score from 0 to 100 for how openly a charity shares public information across five areas: registration, financial disclosure, governance, contact details, and data recency. It does not measure programme impact. See exactly what we do and do not have →

Registration 16/20
Government registration ID on record +8
Sourced from official registry +4
Cross-referenced (2+ sources) +4
Profile not yet claimed by organization 0
Financial Transparency 24/30
No financial documents found on website 0
Financial filing on record +8
Revenue figure disclosed +6
Spending figure disclosed +6
Detailed financial breakdown disclosed +4
Governance 20/20
At least 1 officer disclosed +5
3+ officers disclosed +3
Officer titles disclosed +2
Executive compensation disclosed +4
Mission / description on file +3
Founding date on file +3
Contact Availability 7/10
Website +3
No email on file 0
Phone +2
Physical address +2
Data Recency 10/20
Updated within 2 years +10
Newer data needed for full score 0
Red flags 0
No red flags detected, so nothing is deducted 0

Financials

IRS Form 990
Annual revenue
$47.8 million
Reporting year
2024
To programmes
87%
See 5 years of financials
Revenue history, expense breakdowns, and balance sheet, free with an account.
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Leadership at a glance

Official filings
AL
Alana A••••••••
Director
AM
Amelia S••••••••
MANAGING DIRECTOR, STRATEGIC PARTNER
AT
Atul T••••••••
CEO
CA
Carol P••••••••
Director
GiveRadarGiveRadar Intelligence

GiveRadar Analysis

Based on the records currently verified by GiveRadar, Opportunity International Inc has a complete profile, cross-referenced across 3 independent sources including the IRS.

  • Established in 1971, it predates 92% of the international charities in the United States GiveRadar has a founding year for. View this cohort
  • By reported annual revenue, it is larger than 96% of the 12,754 international charities in the United States with financial records on GiveRadar. See the filings
  • Its integrity score of 77 places it in the top 10% of the 25,022 international charities in the United States GiveRadar tracks, because GiveRadar has verified its financial disclosures and its governance. View this cohort
GiveRadar has verified
  • government registration
  • financial records (4 filed years)
  • disclosed leadership
  • a website
  • a donation page
  • third-party accreditation

Analysis based on GiveRadar's benchmark dataset of 2026-09-07. It describes what GiveRadar has verified, not a judgment of the organization itself.

Annual revenue
$47.8 million
87% to programs. Figures from IRS Form 990.
See 5 years of financials

Filing history

4 years on file from IRS Form 990: revenue, expenses, program spending, assets, and liabilities by fiscal year.

Years on record: 2024, 2023, 2022, 2021.
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Tax deductibility

Whether a gift to Opportunity International Inc lowers your own taxes depends on where you pay them. Choose your country to see the rule that applies.

Sometimes deductible

Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.

This is general guidance, not tax advice. Confirm treatment with the charity or your tax advisor before donating.

Staff & volunteers

From filings and published profiles
Employees
82

Leadership & board

Official filings

Board members and senior officers on record, with disclosed pay where available.

MA
Margaret T••••••••
CFO
See full names, roles, and stories

25 officers and trustees on file, free with a GiveRadar account.

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Officer names and roles come straight from official filings. We mirror the official record exactly and never edit it.

No red flags detected

Screened for the risks donors care about.
IRS revocation history None found
Open investigations None found
Governance scandals None found
Related-party deals None found
Excessive exec comp None found

Timeline

From official filings

Key dates from this charity's official filings, newest first.

FY2024
Form filed
$47.8M revenue, IRS Form 990
FY2023
Form filed
$40.9M revenue, IRS Form 990
FY2022
Form filed
$48.5M revenue, IRS Form 990
FY2021
Form filed
$53.1M revenue, IRS Form 990

In the news

From public news

No recent news coverage found

News coverage will appear here when articles mention this organization.

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Where it ranks

#2,611 of 25,022 international charities in the United States on integrity score

77/100 puts it in the top 11% of the cohort, tied with 1,023 others. Positions are competition ranks: ties share a position. Cohorts are the tightest local peer set with at least 30 comparable organizations; a metric is left out where the cohort is too small or nearly uniform.

Integrity score77/100
#2,611 of 25,022 tie
Governance disclosure5/5
#1 of 25,022 tie
Contact completeness7/10
#5,059 of 25,022 tie
Data freshness10/20
#14,278 of 25,022 tie
Profile completeness93%
#738 of 25,022 tie
Independent sources5 sources
#8,864 of 25,022 tie
Filing history depth4 years
#7,851 of 12,907 tie
Agefounded 1971
#601 of 7,886 tie
Revenue size$10M to $100M
#103 of 12,754 tie

Bars show the share of the cohort this charity outranks. Ranks describe how much is publicly disclosed, not how good the charity is.

How it stacks up against peers

Compared with 8 similar international charities in United States.

Program spending Ahead of peers
This charity
87% Peer average
83%
CEO comp as % of revenue Behind peer average
This charity
1.31% Peer average
1.18%
Integrity Assessment Behind peer average
This charity
77 Peer average
90

Cause areas in United States

Charities working in each area, this charity's highlighted.

Human Services
322,681
Education
195,585
Arts & Culture
133,131
Advocacy & Civil Rights
128,026
Religion
114,638
Health
98,864
Community Development
56,086
Youth Development
53,450
International
25,022
See all cause areas

Sources and verification

Registration and legal identity
Internal Revenue Service (IRS) - Tax Exempt Organization Search
Financial filings
IRS Form 990 filings · Fiscal year 2024 most recent on file.
Officers and trustees
Internal Revenue Service (IRS) - Tax Exempt Organization Search · 93 disclosed in the public registry.
News and media coverage
GDELT Project + Google News

What we know and don't know

Every data point we track for this charity, and whether we have found it. Disclosure only, never a judgment of the charity's work.

Financial data
Named leadership
Executive pay
Government registration
Mission statement
Official website
Headquarters address
Direct contact
Tax-deductibility
Founding date
Programs & activities

Data freshness

How current this profile is, and when we last checked it against the official source.

Last updated
August 30, 2026
Profile edits and newly added data
Registry checked
August 30, 2026
Reconciled with the official source
Latest financials
Financial year 2024
Most recent filing on record
Profile completeness
100%
Data points we track that are filled in

Methodology

GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.

Read full methodology
Are you the owner or a board member?

If you represent this organization and want to correct or update its data, you can claim this listing to edit details yourself, or email info@giveradar.com with the correct information. We review every request and respond within 30 days.

FAQ

Frequently asked questions about Opportunity International Inc

Opportunity International Inc is a registered international nonprofit based in Chicago, IL, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1971 and has been operating for 55 years. Its EIN is 540907624. According to GiveRadar's records, it holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. GiveRadar's Integrity Assessment for the organization is 77/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $48M in annual revenue. 93 officers and directors are publicly disclosed. No red flags have been detected.

Opportunity International Inc's highest-paid executive, Margaret Tomasik, received $623,944 in reported compensation in its most recent filing (2024). This figure comes straight from the organization's official filing and covers salary plus other reportable pay. Executive pay generally scales with the size and complexity of a nonprofit, so it is best read alongside the organization's revenue and what it does.

Based on official filings, Opportunity International Inc has $48M in annual revenue. It allocates 87% of expenses to programs and services. This is in line with the average of 83% for international charities in United States. Its revenue is significantly above the peer average of $5M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

Microfinance loans, training, and support empower 16.7 million people working their way out of global poverty. Learn what we do – and how you can help. Opportunity International Inc is classified as an international organization registered in United States. The organization was founded in 1971.

Opportunity International Inc is classified as an International organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a large organization. It has $48M in annual revenue. The organization has 93 disclosed officers and directors.

Opportunity International Inc's EIN (Employer Identification Number) is 540907624. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.

Opportunity International Inc is located in Chicago, IL, United States. The organization was established in 1971 and has been active for 55 years.

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Quick facts about Opportunity International Inc

What is Opportunity International Inc?
Opportunity International Inc is a international publicly-supported charity (509(a)(2)) based in Chicago, United States. Microfinance loans, training, and support empower 16.7 million people working their way out of global poverty. Learn what we do – and how you can help.
When was Opportunity International Inc founded?
Opportunity International Inc was founded in 1971.
Who leads Opportunity International Inc?
Margaret Tomasik serves as CFO.
Where is Opportunity International Inc located?
Headquartered in Chicago, IL, United States.
What is Opportunity International Inc's annual budget?
Annual revenue for fiscal year 2024 is $47.8 million. 87% of expenses go to program services.
Is Opportunity International Inc trustworthy?
Opportunity International Inc has a GiveRadar Integrity Assessment of 77 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
What is Opportunity International Inc's registration number?
IRS EIN: 540907624.
What is Opportunity International Inc's website?
http://www.opportunity.org